Yes, it's freaking freezing. No, this isn't warmer than a real hat. And just because it's covered in fake fur, doesn't mean that you couldn't keep your head covered in a far more appealing manner. I mean, even the color is bad. It matches the subway seat she's sitting on!
I do not understand this phenomenon, although maybe I'm missing something, because there are lots of women out there who partake in this particular travesty of fashion.
Please forgive the innocent gentleman in the foreground who is sporting perfectly acceptable (albeit, unsophisticated) head fashion.